Privacy Policy
Privacy Policy
Segucard respects the confidentiality of its users; that is why it is committed to safeguarding the information they provide. Segucard does not sell any data base with lists of users or individuals to third parties. Segucard gives the personal information that is relevant to the provider of the required service. Segucard also gives personal information to its external service providers. These third parties are bound under confidentiality agreements which forbid unauthorized use or disclosure of such information. Segucard will disclose personal information to government officials or legal entities whenever the law may require it. When you purchase your policy, Segucard only keeps the credit card information necessary to make the agreed-on charges, in the case when the installment payment option is chosen. We acknowledge the user’s rights and their ability to exercise them, to access, cancel, and update their Personal Information, as well as refuse the trading of the said Personal Information’s, and to be informed of the transfer of accounts, all in compliance with the normative applicable when sent. Users are responsible for the accuracy, exactness, veracity, actuality, and authenticity of the Personal Information provided, and are required to commit to keep it adequately updated.
Privacy policies can change at any moment
Annex
It is understood and agreed that every policy purchased with the installment payment option, be it monthly, quarterly, or semi-annual, will be dependent on the recurring charge made to the credit card initially provided when agreeing on the policy contract, in a time period not exceeding 5 (five) calendar days preceding the beginning of the billing period, be it monthly, quarterly, or semi-annual. The policy will be cancelled at the end of the last month, quarter, or semester properly paid, with no responsibility on the part of Segucard, or the insurance company with whom the corresponding insurance was contracted, in the case that the subsequent billing charges have been unsuccessfully made for one of the following reasons:
1. Insufficient credit.
2. Lost card.
3. Stolen card.
4. Expired card.
5. Any other reason unrelated to Segucard, and reported to it by the financial institution, which has made the charge impossible.
In any of these cases, the policy will be cancelled with no right to reinstate.
It is the client’s obligation to update the information of the credit card before the scheduled date of the charge, in order to avoid the cancellation of the policy. If the insured wishes to continue the insurance coverage, he/she will need to do a new transaction, with updated rate quotes and new effective date, using a valid credit card that allows the completion of the transaction.
Segucard does not insure vehicles that provide public transportation, such as: taxi cabs, rental cars, tourist services, public transportation, personnel, or school buses, as well as driving school vehicles. All the rates quoted here are subject to change without notice. At the time of the purchase, the User will select the date from which the insurance policy will be effective, as well as the corresponding time of day. The policies can be cancelled after thirty days of coverage, and reimbursement of the unused premiums can be requested, which will be done at the discretion of the insurance company, which will also determine the corresponding administrative expenses.
