Our Coverages plans
COLLISION, OVERTURNING AND GLASS BREAKAGE (WITH DEDUCTIBLE). The material loss or damages suffered by the vehicle in question, as a consequence of collision, overturning or the breakage of glass forming part of said vehicle and covered under this item, with a deductible for this section is $500.00 USD for cars and $800.00 USD for other vehicles (pickups, vans, suv's, recreational vehicles, etc.). The material loss or damages suffered by the vehicle in question, as a consequence of Fire, Lightning or explosion, with a deductible for this section is $500.00 USD for cars and $800.00 USD for other vehicles (pickups, vans, suv's, recreational vehicles, etc.).
THEFT OF VEHICLE.- The theft of the entire vehicle in question; with deductible for this section is $500.00 USD for cars and $800.00 USD for other vehicles (pickup, vans, suv's, Motor Homes, etc.).
LIABILITY FOR THE DAMAGE OF PROPERTY OF THIRD PARTIES.- Property damage liability of the Insured Party, or of the person driving the insured vehicle with the Insured Party's consent, which, due to accident, causes material damage to any property not owned by the Insured Party, the driver or members of their family, or damage to property not in the possession of the Insured Party or found within the insured vehicle, is specifically excluded from liability.
CIVIL LIABILITY FOR PERSONAL INJURY TO THIRD PARTIES.- Civil liability of the Insured Party or the person driving the insured vehicle with consent, arising out of death or injuries caused by accident due to the use of said vehicle, is as follows:
a) The payable legal indemnity due to death or total or partial permanent disability or temporary disability in accordance with the Mexican Law.
b) Medical and burial expenses, as the case may be, of persons injured by the vehicle in question, as well as the expenses incurred for first aid.
c) Expenses and costs in case the Insured Party or the driver is convicted due to a lawsuit filed against it concerning its civil liability in accordance with the Mexican law. This section does not cover the risks of liability for personal injury suffered by third parties occupying the vehicle in question.
MEDICAL EXPENSES.- Expenses incurred by the Insured Party or an occupant on the insured vehicle by reason of personal injuries sustained while riding in the cab designed for passengers, caused by fire, collision or overturning of the vehicle described herein. The Company shall pay for the actual costs of services specified herein under, up to the maximum sum insured for each occupant, stipulating, however, that the Company's liability shall automatically cease upon the disappearance of the effects of the injury, either through recovery of the injured person or upon his or her death or otherwise, after a maximum period of one year has elapsed, counted as from the date of the accident. In the event that the number of occupants at the time of the accident is more than the maximum capacity of the insured vehicle, the liability of the Company will be proportional to the agreed insured amount.
a) HOSPITALIZATION.- Room and board at the hospital as well as miscellaneous supplies, including drugs, medicines and physiotherapy and other expenses inherent to hospitalization.
b) MEDICAL CARE.- The services of legally authorized physicians, surgeons, osteopaths and physiotherapists, excluding specifically chiropractic treatments.
c) NURSES.- The services of legally authorized or qualified nurses.
d) AMBULANCE SERVICE.- The expenses incurred by the use of an ambulance, when indispensable.
e) BURIAL EXPENSES.- Burial expenses up to 25% of the insured amount per person.
RETURN OF DEPENDENT CHILDREN.- If the Insured Party, parent, guardian of children under 18 years of age, traveling with him/her, need to be hospitalized or die during the trip, the Company shall provide these minors with a one way tourist class ticket for their return to the United States of America. If these minors have to travel alone, the Company shall provide a responsible adult to escort them during their return trip.
BASIC ASSISTANCE ON THE ROAD.- In case of small breakdown on the road, the company will send a service representative to help with events like Flat tire, battery charge and emergency fluid delivery (with charge to the driver) and it will be cover just 1 per event and 2 annual policies (it does not cover the lockout).
TOURIST INFORMATION.- The insured shall have access to a 24 hour hot line to obtain tourist information on Mexican highways, hotels and official immigration procedures within the Mexican Republic
TOWING OF THE VEHICLE.- In case of the immobilization of the insured vehicle due to mechanical failure or breakdown, the Company shall make the necessary arrangements and pay for the towing of such vehicle to the nearest town, to the garage specifically chosen by the Insured Party. Expenses payable under this provision shall be subject to a limit of $250 USD
TRANSPORTATION OF PASSENGERS.- If at the time of the vehicle's breakdown, there are two or more passengers, the Company shall provide suitable means of transport in order to take them to the nearest town to where the vehicle is being towed.
THE FOLLOWING MEANS OF EMERGENCY TRANSPORTATION MAYBE USED:
AIR AMBULANCE
SCHEDULED AIRLINE
GROUND AMBULANCE
THEFT OF VEHICLE.- The theft of the entire vehicle in question; with deductible for this section is $500.00 USD for cars and $800.00 USD for other vehicles (pickup, vans, suv's, Motor Homes, etc.).
LIABILITY FOR THE DAMAGE OF PROPERTY OF THIRD PARTIES.- Property damage liability of the Insured Party, or of the person driving the insured vehicle with the Insured Party's consent, which, due to accident, causes material damage to any property not owned by the Insured Party, the driver or members of their family, or damage to property not in the possession of the Insured Party or found within the insured vehicle, is specifically excluded from liability.
CIVIL LIABILITY FOR PERSONAL INJURY TO THIRD PARTIES.- Civil liability of the Insured Party or the person driving the insured vehicle with consent, arising out of death or injuries caused by accident due to the use of said vehicle, is as follows:
a) The payable legal indemnity due to death or total or partial permanent disability or temporary disability in accordance with the Mexican Law.
b) Medical and burial expenses, as the case may be, of persons injured by the vehicle in question, as well as the expenses incurred for first aid.
c) Expenses and costs in case the Insured Party or the driver is convicted due to a lawsuit filed against it concerning its civil liability in accordance with the Mexican law. This section does not cover the risks of liability for personal injury suffered by third parties occupying the vehicle in question.
MEDICAL EXPENSES.- Expenses incurred by the Insured Party or an occupant on the insured vehicle by reason of personal injuries sustained while riding in the cab designed for passengers, caused by fire, collision or overturning of the vehicle described herein. The Company shall pay for the actual costs of services specified herein under, up to the maximum sum insured for each occupant, stipulating, however, that the Company's liability shall automatically cease upon the disappearance of the effects of the injury, either through recovery of the injured person or upon his or her death or otherwise, after a maximum period of one year has elapsed, counted as from the date of the accident. In the event that the number of occupants at the time of the accident is more than the maximum capacity of the insured vehicle, the liability of the Company will be proportional to the agreed insured amount.
a) HOSPITALIZATION.- Room and board at the hospital as well as miscellaneous supplies, including drugs, medicines and physiotherapy and other expenses inherent to hospitalization.
b) MEDICAL CARE.- The services of legally authorized physicians, surgeons, osteopaths and physiotherapists, excluding specifically chiropractic treatments.
c) NURSES.- The services of legally authorized or qualified nurses.
d) AMBULANCE SERVICE.- The expenses incurred by the use of an ambulance, when indispensable.
e) BURIAL EXPENSES.- Burial expenses up to 25% of the insured amount per person.
RETURN OF DEPENDENT CHILDREN.- If the Insured Party, parent, guardian of children under 18 years of age, traveling with him/her, need to be hospitalized or die during the trip, the Company shall provide these minors with a one way tourist class ticket for their return to the United States of America. If these minors have to travel alone, the Company shall provide a responsible adult to escort them during their return trip.
BASIC ASSISTANCE ON THE ROAD.- In case of small breakdown on the road, the company will send a service representative to help with events like Flat tire, battery charge and emergency fluid delivery (with charge to the driver) and it will be cover just 1 per event and 2 annual policies (it does not cover the lockout).
TOURIST INFORMATION.- The insured shall have access to a 24 hour hot line to obtain tourist information on Mexican highways, hotels and official immigration procedures within the Mexican Republic
TOWING OF THE VEHICLE.- In case of the immobilization of the insured vehicle due to mechanical failure or breakdown, the Company shall make the necessary arrangements and pay for the towing of such vehicle to the nearest town, to the garage specifically chosen by the Insured Party. Expenses payable under this provision shall be subject to a limit of $250 USD
TRANSPORTATION OF PASSENGERS.- If at the time of the vehicle's breakdown, there are two or more passengers, the Company shall provide suitable means of transport in order to take them to the nearest town to where the vehicle is being towed.
THE FOLLOWING MEANS OF EMERGENCY TRANSPORTATION MAYBE USED:
AIR AMBULANCE
SCHEDULED AIRLINE
GROUND AMBULANCE
